Explore financing for your roofing project with personal guidance from Jason Potrzeba. Understand your options, plan your budget, and take the next step with confidence.
With 26 years of experience in finance and home lending, Jason brings a knowledgeable, personal approach to helping homeowners explore their financing options. His experience spans first-time homebuyers, experienced property investors, and home improvement professionals—giving him a practical understanding of the decisions behind a home investment.
For Prime State Roofing customers, Jason is a resource for understanding loan programs, repayment terms, and the application process. His commitment to attentive service and clear communication helps you move forward with a better understanding of your options and the next steps for your project.
Start with your contact and project details. Jason can help you explore the next steps.
OPTIONS FOR YOUR HOME
Plan the project. Find the right fit.
Explore Shoreham Bank’s FHA Title 1 and Advantage Loan programs. Financing is subject to credit approval, project eligibility, and the lender’s current terms.
01 / FHA TITLE 1
Home improvement financing
Up to $25,000 for a single-family home
Fixed-rate financing with no home equity requirement. Unsecured loans are available up to $7,500, with second-position security for loan amounts from $7,501 to $25,000.
Secured repayment terms
36, 60, 84, 120, 180, or 240 months
Unsecured repayment terms
36, 60, 84, or 120 months
Multifamily properties
Up to 5 units, with up to $12,000 per unit. Confirm your property’s eligibility with Jason.
Current rates
Contact Jason for current rates and available loan amounts.
02 / ADVANTAGE LOAN
Additional project funding
More room to plan available alongside an FHA Title 1 loan
Additional fixed-rate financing for eligible home improvements. This program is offered only in conjunction with an FHA Title 1 loan and is secured through a UCC filing.
Repayment terms
36, 60, 84, 120, or 180 months
Available loan amount
Contact Jason to confirm the current maximum for your project.
Program requirements
Subject to project type, credit approval, and the lender’s requirements.
Current rates
Contact Jason for current rates and available loan amounts.
No appraisal necessary
No equity requirement
No prepayment penalties
Fixed interest rates
Flexible repayment terms
No contractor fees
100% upfront funding to the borrower is available, subject to the lender’s approval and funding requirements. “No contractor fees” refers to fees charged to the contractor; ask Jason about any borrower costs.
New residential structures must have been completed and occupied for at least 90 days. FHA Title 1 interest may be tax deductible; consult your tax advisor about your circumstances.
PLAN YOUR MONTHLY BUDGET
See what a payment could look like.
Enter the loan amount, annual interest rate, and term provided by Jason. This planning tool estimates principal and interest only.
No rate has been preselected. Final APR, fees, eligibility, and payments are determined by the lender. If APR includes fees, it may differ from the interest rate used for this estimate.
ESTIMATED MONTHLY PAYMENT
Your estimate will appear here.
TAKE THE NEXT STEP
Let’s talk about your project.
Share a few details to begin your financing inquiry with Prime State Roofing. Our team will help connect you with Jason for the lender’s application process.
This initial request does not authorize a credit check or constitute a completed credit application. Please do not include Social Security numbers, bank details, or other sensitive financial information.
Prime State Roofing is not a lender. Loan products are offered by Shoreham Bank and are subject to credit approval and the lender’s current terms. Program availability may vary by property, project, and location.
